Pursuant to § 228.28 and appendix C to this portion, the Board assigns conclusions for just a bank's Local community Progress Providers Examination performance in Each individual facility-dependent evaluation spot, each Condition or multistate MSA, as applicable, and with the institution.
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has the exact same that means as that phrase is defined by the Director from the Workplace of Administration and Spending budget.
(ii) A lot more than fifty % of your task is non-household as measured by The proportion of full square footage or greenback level of the challenge.
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The Board weights the bank's performance rating for that efficiency exams relevant to a significant financial institution as follows:
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The Board critiques the effects and responsiveness with the bank's Group growth loans and community advancement investments that reward or serve the nationwide place, as offered in § 228.fifteen.
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suggests a loan, which includes a legally binding dedication to increase credit history, such as a standby letter of credit, that supports Neighborhood progress, as explained in § 228.thirteen. A Group improvement loan does not incorporate any household mortgage loan regarded as under the Retail Lending Check in § 228.
For every significant products line, a Borrower Neighborhood Benchmark, calculated pursuant to paragraph IV.c of appendix A to this aspect for facility-based assessment places and retail lending assessment regions, and paragraph IV.e of appendix A to this aspect for outdoor retail lending areas.
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